Bingo Regulation in the EU: Online and Land-Based Licensing, Regulatory Treatment, and Country-by-Country Analysis
A comprehensive guide to how European Union member states regulate bingo gambling, including online bingo licensing frameworks, land-based bingo hall requirements, charity bingo exemptions, advertising restrictions, and consumer protection measures.
Key Takeaways
- Bingo regulation varies significantly across EU member states, with some treating it as a distinct gambling category
- Online bingo is licensed in most regulated EU markets, typically under general online gambling licenses
- Land-based bingo halls face different regulatory treatment than online operators in most jurisdictions
- Charity bingo often benefits from simplified licensing or permit exemptions across Europe
- The UK (post-Brexit reference) has the largest regulated bingo market in Europe
Understanding Bingo's Regulatory Classification in Europe
Bingo occupies a unique position in European gambling regulation. Unlike casino table games or slot machines, bingo has strong cultural and social traditions across Europe, with land-based bingo halls serving as community gathering places for decades. This social dimension has influenced how regulators approach bingo, often resulting in lighter regulatory treatment compared to other gambling products.
According to the European Commission's gambling policy framework, EU member states retain exclusive competence over gambling regulation, meaning each country determines how to classify and regulate bingo. Some jurisdictions treat bingo as a distinct gambling category with its own licensing regime, while others include it under broader casino or lottery licensing frameworks.
The regulatory classification of bingo affects several key aspects, as outlined in our EU Gambling Laws Explained guide:
- Licensing requirements – Whether bingo requires a specific license or falls under general gambling permits
- Tax treatment – Bingo-specific duty rates versus general gambling taxation
- Operating restrictions – Opening hours, prize limits, and venue requirements
- Advertising rules – Marketing restrictions that may differ from casino advertising
- Consumer protection – Self-exclusion coverage and responsible gambling requirements
Online Bingo Licensing in the EU
The growth of online bingo has transformed the European market over the past two decades. Online bingo platforms now offer a wide range of game variants, from traditional 90-ball and 75-ball formats to speed bingo and hybrid casino-bingo games.
Licensing Frameworks for Online Bingo
Most EU countries that have licensed online gambling markets include bingo within their regulatory scope. However, the approach varies:
| Country | Online Bingo Status | License Type | Key Requirements |
|---|---|---|---|
| Germany | Licensed | Included under online casino license (virtual slot games) | €1,000/month deposit limit, €1/spin stake limit applies |
| Spain | Licensed | Separate "Other Games" license category | DGOJ licensing, 25% GGR tax, advertising restrictions |
| Italy | Licensed | Integrated with online gaming license | ADM license required, 25% online tax rate |
| Denmark | Licensed | Casino game license | Spillemyndigheden oversight, ROFUS self-exclusion |
| Sweden | Licensed | Commercial online gambling license | Spelinspektionen regulation, Spelpaus coverage |
| Netherlands | Licensed | Online gaming license (since 2021) | KSA oversight, Cruks self-exclusion, advertising limits |
| France | Prohibited | Not available | Online casino games (including bingo) banned |
| Belgium | Licensed | Class A+ online license | Gaming Commission oversight, bonus ban applies |
| Malta | Licensed | MGA B2C Type 1 license | Comprehensive player protection requirements |
| Portugal | Licensed | SRIJ online gaming license | Portuguese entity requirement, 15% GGR tax |
The European Gaming and Betting Association (EGBA) reports that online bingo represents a smaller but stable segment of the overall European online gambling market, with particularly strong adoption in markets with established land-based bingo traditions.
Technical Requirements for Online Bingo Platforms
Online bingo operators must meet similar technical security standards as other online gambling platforms:
- Random Number Generation (RNG) – Certified RNG systems for ball draws, meeting ISO 27001 or equivalent standards
- Game fairness – Independent testing by accredited laboratories (eCOGRA, GLI, BMM)
- Platform security – Encryption, secure authentication, and data protection compliance
- Responsible gambling tools – Deposit limits, session timers, self-exclusion integration
- Anti-money laundering – KYC verification and transaction monitoring as outlined in our AML compliance guide
Land-Based Bingo Hall Regulation
Traditional bingo halls maintain cultural significance across Europe, though the sector has faced challenges from online competition and changing entertainment preferences. Land-based bingo regulation typically addresses venue licensing, operating conditions, and social responsibility measures.
Venue Licensing Requirements
Land-based bingo operators must typically obtain premises licenses that specify:
- Location restrictions – Distance from schools, churches, or other sensitive locations
- Operating hours – Many jurisdictions limit bingo hall opening times
- Age verification – Entry age requirements (18+ in most EU countries)
- Capacity limits – Maximum player numbers for fire safety and supervision
- Gaming machine allocation – Limits on slot machines permitted in bingo premises
The UK Bingo Sector (Reference Market)
While the UK is no longer an EU member, its bingo market provides useful reference points for European regulation. According to the UK Gambling Commission industry statistics, the British bingo sector generates approximately £600 million in annual Gross Gambling Yield (GGY), with both land-based halls and online platforms contributing to this total.
Key features of UK bingo regulation include:
- 15% bingo duty on profits (reduced from 20% in 2014)
- Category B3 gaming machine limits (80 machines per premises)
- Integration with GAMSTOP national self-exclusion scheme
- Advertising Standards Authority oversight of marketing
Country-by-Country Bingo Regulation Analysis
Germany: Bingo Under Interstate Treaty Constraints
Germany's gambling regulation, governed by the 2021 Interstate Treaty on Gambling (GlüStV), subjects bingo to the same strict rules as other online casino products when offered digitally. Key provisions include:
- €1,000 monthly deposit limit across all licensed operators
- €1 maximum stake per game round (affecting high-value bingo games)
- 5.3% tax on stakes (not profits), creating significant operator cost pressure
- OASIS self-exclusion system coverage
- Strict advertising watershed restrictions
Land-based bingo in Germany operates under state-level (Länder) gambling permits, with significant variation in rules between federal states. Some states have long traditions of "Lotto" and "Bingo" events organized by state lottery operators.
Spain: DGOJ-Regulated Bingo Market
Spain maintains a substantial bingo tradition, with both land-based bingo halls (regulated by autonomous communities) and online bingo (regulated federally by DGOJ). As detailed in our Spain gambling regulations page:
- Online bingo licensed under the "Other Games" category
- 25% GGR tax rate applies to online bingo
- Comprehensive advertising restrictions post-2021 Royal Decree
- Land-based bingo halls regulated regionally with varying rules by autonomous community
- Catalonia and Andalusia have particularly active land-based bingo sectors
Italy: Tombola and Bingo Traditions
Italy has a rich tradition of "tombola," the local variant of bingo played particularly during Christmas celebrations. Our Italy gambling regulations coverage notes:
- Commercial bingo halls (sale bingo) licensed by ADM
- Online bingo available through ADM-licensed platforms
- Strict advertising ban under Decreto Dignità (2018) applies to bingo promotion
- 25% tax rate on online gaming revenue
- Traditional tombola exempt when played in private settings without commercial intent
According to ADM (Agenzia delle Dogane e dei Monopoli), Italy's bingo sector has consolidated significantly since liberalization, with a smaller number of larger operators now dominating both land-based and online segments.
Netherlands: KSA-Regulated Online Bingo
The Netherlands opened its online gambling market in October 2021, including online bingo under its licensing framework. Key features as outlined in our Netherlands regulations guide:
- Online bingo licensed under general remote gaming authorization
- KSA (Kansspelautoriteit) oversight and enforcement
- Cruks self-exclusion system mandatory integration
- Bonus restrictions apply (particularly for players aged 18-24)
- Strict advertising rules including TV/radio watershed restrictions
Nordic Countries: Varying Approaches
The Nordic countries demonstrate diverse regulatory models for bingo:
| Country | Bingo Status | Regulatory Approach |
|---|---|---|
| Sweden | Licensed (online and land-based) | Commercial licenses available; Spelinspektionen oversight; charity bingo permitted |
| Denmark | Licensed (online); charity permits (land-based) | Online bingo under casino license; land-based often charity-focused |
| Finland | State monopoly | Veikkaus exclusive rights; bingo falls under monopoly (reform pending) |
| Norway (non-EU) | State monopoly | Norsk Tipping exclusive; private bingo prohibited |
Charity Bingo: Special Regulatory Treatment
Charity bingo receives favorable regulatory treatment across most EU jurisdictions, reflecting the traditional role of bingo in community fundraising. This exemption-based approach recognizes the social value of charitable gambling while preventing commercial exploitation.
Common Features of Charity Bingo Exemptions
- Prize limits – Maximum prize values to maintain charitable character
- Frequency restrictions – Limits on how often organizations can host bingo events
- Proceeds requirements – Minimum percentage that must go to charitable purposes
- Registration requirements – Simplified notification or permit processes
- Venue restrictions – Often limited to non-commercial premises
Charity Bingo by Country
The regulatory treatment of charity bingo varies significantly:
- UK (reference) – "Exempt bingo" for small-scale charity events; prizes under £500; no registration required
- Germany – State-level charity gambling permits; proceeds must benefit approved charitable purposes
- Ireland – Permit exemptions for charitable organizations; Gaming and Lotteries Act provisions
- Belgium – Limited charity gaming permits available from Gaming Commission
- Netherlands – Small-scale charity events permitted under notification system
Advertising and Marketing Restrictions for Bingo
Bingo advertising is subject to the same general gambling advertising restrictions that apply in each jurisdiction. As detailed in our EU gambling advertising bans guide, these typically include:
- Watershed restrictions limiting TV/radio advertising to late evening hours
- Prohibitions on targeting minors or depicting gambling as solving financial problems
- Requirements for responsible gambling messaging
- Restrictions on celebrity endorsements (in some jurisdictions)
- Online advertising targeting and personalization limits
The Advertising Standards Authority (ASA) in the UK provides detailed guidance on bingo advertising that has influenced European best practices, including requirements for clarity about prize odds and bonus terms.
Consumer Protection in Bingo Gambling
Bingo players benefit from the same consumer protection frameworks that apply to other gambling products. Key protections include:
Self-Exclusion Coverage
National self-exclusion schemes typically cover bingo operators. As outlined in our self-exclusion systems comparison:
- Germany – OASIS covers online bingo platforms
- Netherlands – Cruks mandatory for all licensed operators
- Sweden – Spelpaus includes bingo licensees
- Denmark – ROFUS covers all gambling products
- UK (reference) – GAMSTOP covers online; local schemes for land-based
Age Verification Requirements
Bingo operators must verify player age before allowing gambling, as detailed in our age verification and KYC guide. The minimum gambling age for bingo is typically 18 years across the EU, though some jurisdictions (Estonia, Latvia) set higher ages of 21 for all gambling products.
Problem Gambling Support
Licensed bingo operators must provide links to problem gambling support resources. Organizations like Gambling Therapy and BeGambleAware offer support for individuals experiencing difficulties with bingo or other gambling products.
Taxation of Bingo in the EU
Bingo taxation follows the general gambling tax frameworks in each jurisdiction, as detailed in our operator taxation guide:
| Country | Online Bingo Tax | Land-Based Bingo Tax | Tax Base |
|---|---|---|---|
| Germany | 5.3% | Varies by state | Stakes (online) |
| Spain | 25% | Varies by region | GGR |
| Italy | 25% | 6-11% | GGR (online); stakes (land-based) |
| Denmark | 28% | 28% | GGR |
| Sweden | 18% | 18% | GGR |
| Netherlands | 29.5% | 29.5% | GGR |
| Malta | 5% (capped) | N/A (minimal market) | GGR with annual cap |
| UK (reference) | 21% RGD | 15% bingo duty | Profits |
Player winnings from bingo are generally tax-free in most EU jurisdictions, consistent with the treatment of other gambling winnings. See our player winnings tax calculator for country-specific information.
Future Trends in EU Bingo Regulation
Several trends are shaping the future of bingo regulation across Europe:
Convergence with Online Casino Regulation
As online bingo platforms increasingly offer hybrid games that combine bingo with slot-style features, regulators are examining whether distinct bingo regulation remains appropriate. This convergence raises questions about:
- Game classification and which license category applies
- RTP (return to player) requirements for hybrid games
- Stake limits and their application to bingo card purchases
- Bonus wagering requirements and their fairness for bingo
Enhanced Player Protection
Responsible gambling requirements continue to strengthen across the EU, affecting bingo operators through:
- Affordability checks before high-value play
- Real-time intervention for players showing harm indicators
- Enhanced self-exclusion with cross-operator coverage
- Stricter advertising rules limiting promotional messaging
Charity Bingo Modernization
Some jurisdictions are reviewing charity bingo exemptions to ensure they remain fit for purpose while preventing abuse. This includes considerations of:
- Online charity bingo and whether exemptions should extend to digital formats
- Prize limit updates to account for inflation
- Verification of charitable purpose and fund distribution
Frequently Asked Questions
Can I play online bingo from any EU country?
No. You can only legally play online bingo with operators licensed in your country of residence (or, in some cases, operators licensed in other EU/EEA jurisdictions that are permitted to offer services cross-border). Countries like France prohibit online bingo entirely, while others like Germany, Spain, and the Netherlands have their own licensed markets. Always verify that an operator holds a valid license from your national regulator.
Is bingo considered gambling under EU law?
Yes. The Court of Justice of the European Union (CJEU) has consistently classified bingo as a gambling activity, meaning member states can regulate it under their national gambling frameworks. While EU law protects the free movement of services, gambling is explicitly permitted as an exception where member states can justify restrictions on public interest grounds.
Are bingo winnings taxable?
In most EU countries, recreational gambling winnings (including bingo) are tax-free for players. However, professional gamblers or those earning significant regular income from gambling may face different treatment. Operators pay gambling taxes, which are factored into prize pools and odds. Check our winnings tax calculator for country-specific details.
How do I verify if an online bingo site is licensed?
Licensed operators display their license number and regulator logo, typically in the website footer. You can verify licenses directly with the relevant gambling authority. Our country index provides links to national regulators and their license verification tools.
Related Resources
- EU Gambling Laws Explained – Comprehensive overview of how gambling regulation works across the EU
- Online Casino vs Sports Betting: How Rules Differ – Comparison of regulatory approaches by gambling product type
- State Gambling Monopolies in the EU – How state monopolies affect bingo availability in some countries
- Country Index – Full list of EU member state gambling regulations
Disclaimer
This article provides general information about bingo regulation in the EU and does not constitute legal advice. Gambling laws change frequently and enforcement varies by jurisdiction. If you are considering operating a bingo business or have questions about your legal rights as a player, consult with a qualified legal professional in your specific jurisdiction. Always gamble responsibly and within your means.
Last Updated: January 2026